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First Florida Financial Group, LLC  is a direct-to-consumer Correspondent Mortgage Lender. Our corporate office is located in Fort Myers, Florida and specialize in providing out standing service with great rates and were FHA and VA approved Lenders.

Check out a few of our Clients Testimonials!

Jonnna Bouchard Testimonial.pdf

Brian Johanneman Testimonial.pdf

Anna Georgiadis Testimonial.pdf

Frank and Lillian Testimonial.pdf

 

Here is a list of loan programs we offer.

FHAShortRefinancing.net Refinance your home at 97% of today's appraised value! A short refinance is where your lender agrees to accept a lower payoff than what is owed to them and writes that amount off, leaving you with a loan amount equal to 97.7% of today's appraised value. Many lenders are accepting short refinance payoffs because it is more cost effective than foreclosure proceedings. A FHA Short Refinance payoff works just like a short sale except you keep your home.

100% USDA Purchase Financing...  is truly the best option for persons and properties that qualify, because it allows borrowers to purchase a home with ZERO down payment and many times no money out of your pocket.

100% VA Purchase & Refi Financing...  is truly the best option for Veterans because their is no monthly mortgage premiums and provides true 100% financing and many times no money out of your pocket.

96.5% FHA Purchase Financing...  has helped thousands of people purchase a home. This program also allows for closing costs to be paid by the seller, which means you can buy a new home for ZERO down payment and no money out of your pocket.

97.7% FHA Refinance Loans...  are the perfect way to lower your current interest rate and get into a 30 year fixed rate. Their is no pre-payment penalty and you can qualify with less that perfect credit.

96.5% FHA Rehab Purchase Loans... Rehab loans, can pay for repairing or replacing; Appliances, Air conditioning units, Roofs, Plumbing & Electrical systems, Kitchen remodeling and much more!

Realtors and Builders...  we understand the importance of choosing a lender that will treat your clients with respect, professionalism, and deliver consistent service while at the same time deliver loan approvals and closings.

VirtualMortgageLender.com.... Mortgage Professionals we offer 100% commission splits! Looking for a great company with great service, 100% commission splits then we invite you to join our team of professionals that enjoy the benefits of having a home based mortgage business.

Click Here To Apply Online Now

Hello Everyone,

My name is Eddie Hoskins, President and CEO of First Florida Financial Group, LLC. I’m originally from up state New York and moved to beautiful southwest Florida in 1983. After a long successful career owning and operating automotive dealerships and a large automotive finance company I opened First Florida Financial Group. Over the years, I have enjoyed originating loans and building long lasting relationships with consumers, builders and realtors.

I pride myself on providing the best customer service possible which includes:

  • Offering same day Pre-Approval’s and being available most evenings and weekends.
  • Constantly communicating accurate loan status updates and on time loan closings.
  • Clear understanding of today’s constantly changing underwriting guidelines.
  • Offering the most extensive and broad range of loan products available today.
  • Being committed to providing the highest level of customer service possible.
  • Closing most purchase transactions in 30 days or less.

Loan Programs I Offer:

  • Zero Down Payment, USDA Rural Purchase & Refinance Loans (scores as low as 580).
  • Zero Down Payment VA Purchase & Refinance Loans (scores as low as 530).
  • 3.5% Down Payment, FHA Purchase and Rehab loans.
  • 97.75% LTV Refi FHA Loans.
  • 530 Minimum Credit Score and No Credit Score Programs for FHA products.

Realtors Have You Been Experiencing?

  • Loan not closing on time!
  • Little or no loan status updates!
  • Pre-approved loans not closing!
  • Clients unhappy with your current Lender/Broker

Then please give me a try and call me directly at 877-424-4562 or email me your questions!

 I look forward to working with you!

Sincerely,

Eddie Hoskins

President/CEO

Eddie@FirstFLFinancial.com

Loan Program Flyers

First Time Home Buyers Flyer.pdf

Eddie Hoskins Loan Products Programs Flyer.pdf

$8000 Tax Refund First Time Home Buyers Flyer.pdf

USDA Rural 100 Percent Financing Flyer Eddie Hoskins.pdf

Reverse Mortgage Purchase Flyer Eddie Hoskins.pdf

FHA Streamline _K_ Rehab Flyer Eddie Hoskins.pdf

FHA Home Loans Flyer Eddie Hoskins.pdf

FHA Short Refinancing Flyer Eddie Hoskins.pdf

 

 

 

 

First Florida Financial Group, LLC  makes no warranty or guarantee of a loan approval, credit score increases, loan closings, foreclosure prevention, nor is such inferred or implied. Borrower qualification is required and program availability & guidelines is/are subject to change without notice. Other terms and conditions may apply.

(*) 4.875% interest rate  5.630 APR, on a 5 year fixed-rate term. Assume 180,000 loan, on a purchase transaction, primary residence, full doc, 720 mid credit score, 20% down payment plus all closing costs. resulting payments equal $952.57 monthly, principle & interest.  Ins & taxes may be additional, and not necessarily included.  Annual Peercentage Rate 5.630% .


First Florida Financial Group, LLC 7519 Sika Deer Way Fort Myers, FL 33966
Phone: Toll Free Phone: Fax:

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